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The Dodd-Frank Consumer Protection Act, which was signed into law in July 2010, forever changed the housing market landscape. designed.

Additionally, since the dodd-frank consumer protection act passed in 2010, all real-estate-related inquiries count as one, as long as they’re made within the same 30-day period. This means, that even if you decide to pre-qualify with a few different lenders in order to get a.

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 · Before you buy your first home, should you apply for mortgage pre-approval? Or just pre-qualify for a home loan? First of all, it’s important to know the difference. A pre-qualification is fast.

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 · Learn about mortgage rates and mortgage qualification requirements. Get a rough estimate and pre-qualified for your mortgage loan. Before making an offer to purchase a home get a pre-approval based on lender verification of your information. Buying a home, taking a mortgage or even refinancing your.

PHH Home Loans adds Steve Majerus as western regional executive Mount Laurel, NJ – October 7, 2015 – PHH Home Loans, a joint venture between PHH Mortgage and Realogy Holdings Corp, announced today that Steve Majerus has been appointed to the role of Regional Executive for the Western region of PHH Home Loans based out of Los Gatos, CA. In this role Steve will be.

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 · The Dodd-Frank mortgage shift: From pre-qualify to pre-approval Unlike the pre-approval process, pre-qualification is based solely on the verbal information given to the lender and does not require a mortgage application. Pre-Approved. The pre-approval process is for borrowers who are ready to apply for a mortgage but may or may not have identified a property.

The Dodd-Frank mortgage shift: From pre-qualify to pre-approval | REwired The Dodd-Frank Consumer Protection Act, which was signed into law in July 2010, forever changed the housing market landscape. Designed to restore consumer confidence in the housing industry, the law has created strict regulatory mandates, the impact of which are being.

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